Hdfc Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 28
Rating
Growth Option 27-01-2026
NAV ₹3918.62(R) +0.06% ₹3958.65(D) +0.06%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.58% 6.25% 5.31% 5.01% 5.35%
Direct 5.66% 6.34% 5.41% 5.11% 5.43%
Benchmark
SIP (XIRR) Regular 5.4% 6.02% 5.86% 5.04% 5.13%
Direct 5.49% 6.1% 5.95% 5.13% 5.23%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.2 0.42 0.61 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.33% 0.0% 0.0% - 0.3%
Fund AUM As on: 30/12/2025 12292 Cr
Top Overnight Fund
Fund Name Rank Rating
Hsbc Overnight Fund 1
quant Overnight Fund 2
TRUSTMF Overnight Fund 3
Shriram Overnight Fund 4
Jm Overnight Fund 5
NJ Overnight Fund 6
Bank of India Overnight Fund 7

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
HDFC Overnight Fund - IDCW Option (Daily) 1042.66
0.0000
0.0000%
HDFC Overnight Fund - Daily IDCW Option - Direct Plan 1042.66
0.0000
0.0000%
HDFC Overnight Fund - Growth Option 3918.62
2.1600
0.0600%
HDFC Overnight Fund - Growth Option - Direct Plan 3958.65
2.2300
0.0600%

Review Date: 27-01-2026

Beginning of Analysis

In the Overnight Fund category, Hdfc Overnight Fund is the 24th ranked fund. The category has total 29 funds. The Hdfc Overnight Fund has shown a poor past performence in Overnight Fund. The fund has a Sharpe Ratio of 1.2 which is lower than the category average of 1.71.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

Hdfc Overnight Fund Return Analysis

  • The fund has given a return of 0.42%, 1.32 and 2.68 in last one, three and six months respectively. In the same period the category average return was 0.42%, 1.33% and 2.68% respectively.
  • Hdfc Overnight Fund has given a return of 5.66% in last one year. In the same period the Overnight Fund category average return was 5.68%.
  • The fund has given a return of 6.34% in last three years and ranked 25.0th out of 32 funds in the category. In the same period the Overnight Fund category average return was 6.37%.
  • The fund has given a return of 5.41% in last five years and ranked 23rd out of 27 funds in the category. In the same period the Overnight Fund category average return was 5.44%.
  • The fund has given a return of 5.43% in last ten years and ranked 3rd out of three funds in the category. In the same period the category average return was 5.52%.
  • The fund has given a SIP return of 5.49% in last one year whereas category average SIP return is 5.5%. The fund one year return rank in the category is 22nd in 34 funds
  • The fund has SIP return of 6.1% in last three years and ranks 24th in 32 funds. Bank of India Overnight Fund has given the highest SIP return (6.25%) in the category in last three years.
  • The fund has SIP return of 5.95% in last five years whereas category average SIP return is 5.98%.

Hdfc Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.33 and semi deviation of 0.3. The category average standard deviation is 0.3 and semi deviation is 0.27.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.41
    0.41
    		0.38 | 0.43 24 | 34 Average
    3M Return % 1.30
    1.31
    		1.22 | 1.36 26 | 34 Average
    6M Return % 2.63
    2.64
    		2.47 | 2.73 27 | 34 Average
    1Y Return % 5.58
    5.60
    		5.25 | 5.79 25 | 34 Average
    3Y Return % 6.25
    6.28
    		5.98 | 6.46 26 | 32 Poor
    5Y Return % 5.31
    5.36
    		5.18 | 5.50 25 | 27 Poor
    7Y Return % 5.01
    5.06
    		5.01 | 5.11 9 | 9 Average
    10Y Return % 5.35
    5.43
    		5.35 | 5.54 3 | 3 Average
    15Y Return % 6.19
    6.37
    		6.19 | 6.49 3 | 3 Average
    1Y SIP Return % 5.40
    5.43
    		5.07 | 5.60 26 | 34 Average
    3Y SIP Return % 6.02
    6.05
    		5.72 | 6.22 26 | 32 Poor
    5Y SIP Return % 5.86
    5.90
    		5.69 | 6.06 24 | 27 Poor
    7Y SIP Return % 5.04
    5.26
    		5.04 | 5.50 9 | 9 Average
    10Y SIP Return % 5.13
    5.28
    		5.13 | 5.37 3 | 3 Average
    15Y SIP Return % 5.60
    5.75
    		5.60 | 5.86 3 | 3 Average
    Standard Deviation 0.33
    0.30
    		0.15 | 0.33 13 | 31 Good
    Semi Deviation 0.30
    0.27
    		0.12 | 0.31 11 | 31 Good
    Sharpe Ratio 1.20
    1.71
    		0.48 | 3.84 28 | 31 Poor
    Sterling Ratio 0.61
    0.62
    		0.58 | 0.65 28 | 31 Poor
    Sortino Ratio 0.42
    0.98
    		0.16 | 3.60 28 | 31 Poor
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.42 0.42 0.40 | 0.43 21 | 34 Average
    3M Return % 1.32 1.33 1.27 | 1.37 22 | 34 Average
    6M Return % 2.68 2.68 2.58 | 2.75 22 | 34 Average
    1Y Return % 5.66 5.68 5.45 | 5.82 23 | 34 Average
    3Y Return % 6.34 6.37 6.17 | 6.57 25 | 32 Poor
    5Y Return % 5.41 5.44 5.29 | 5.54 23 | 27 Poor
    7Y Return % 5.11 5.15 5.11 | 5.19 9 | 9 Average
    10Y Return % 5.43 5.52 5.43 | 5.63 3 | 3 Average
    1Y SIP Return % 5.49 5.50 5.28 | 5.63 22 | 34 Average
    3Y SIP Return % 6.10 6.13 5.94 | 6.25 24 | 32 Average
    5Y SIP Return % 5.95 5.98 5.80 | 6.09 22 | 27 Poor
    7Y SIP Return % 5.13 5.34 5.13 | 5.56 9 | 9 Average
    10Y SIP Return % 5.23 5.36 5.23 | 5.44 3 | 3 Average
    Standard Deviation 0.33 0.30 0.15 | 0.33 13 | 31 Good
    Semi Deviation 0.30 0.27 0.12 | 0.31 11 | 31 Good
    Sharpe Ratio 1.20 1.71 0.48 | 3.84 28 | 31 Poor
    Sterling Ratio 0.61 0.62 0.58 | 0.65 28 | 31 Poor
    Sortino Ratio 0.42 0.98 0.16 | 3.60 28 | 31 Poor
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Hdfc Overnight Fund NAV Regular Growth Hdfc Overnight Fund NAV Direct Growth
    27-01-2026 3918.6216 3958.6466
    23-01-2026 3916.4573 3956.4168
    22-01-2026 3915.9188 3955.862
    21-01-2026 3915.3659 3955.2926
    20-01-2026 3914.816 3954.7263
    19-01-2026 3914.2787 3954.1726
    16-01-2026 3912.652 3952.4969
    14-01-2026 3911.5796 3951.3919
    13-01-2026 3911.0218 3950.8176
    12-01-2026 3910.4799 3950.2594
    09-01-2026 3908.8475 3948.5779
    08-01-2026 3908.2934 3948.0074
    07-01-2026 3907.7328 3947.4303
    06-01-2026 3907.187 3946.8681
    05-01-2026 3906.6526 3946.3175
    02-01-2026 3905.0149 3944.6307
    01-01-2026 3904.3453 3943.9435
    31-12-2025 3903.7978 3943.3797
    30-12-2025 3903.239 3942.8044
    29-12-2025 3902.6962 3942.2452

    Fund Launch Date: 06/Feb/2002
    Fund Category: Overnight Fund
    Investment Objective: To generate returns by investing in debt and money market instruments with overnight maturity. There is no assurance that the investment objective of the Scheme will be realized.
    Fund Description: An open ended debt scheme investing in overnight securities
    Fund Benchmark: CRISIL Overnight Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.